Citrix ADC helps IDFC First Bank address application availability during failover from primary to secondary internet link, enabling the business to deliver seamless user experience while optimizing the utilization of both links.
“Citrix ADC has helped IDFC First Bank bring down the time taken for the failover from primary to secondary internet link to nearly zero. This is indiscernible to the end user who continue to have access to the applications without any disconnection. With near 100% application availability during the failover, IT is able to guarantee to the business the ability to deliver superior experience that the customers have to come to expect from the bank.”
Nitin Mhatre, IT Infrastructure Specialist, IDFC First Bank
Founded by the merger of IDFC Bank and Capital First, IDFC First Bank is one of India’s leading private sector banks. While a relatively new entrant, the bank is rapidly transforming itself into a large and powerful retail banking franchise. The bank provides a range of financial solutions to individuals, small businesses and corporates. With its strong pan India presence across 424 bank branches, 104 asset branches, 272 ATMs and 567 rural business correspondent centres, the bank offers its customers a wide choice of where and how to bank. It also offers the options of net banking, mobile banking and 24/7 toll free Banker-on-Call service.
Lack of Seamless Failover Hampers User Experience
Though being a relatively new entrant can be challenging in gaining an edge in the highly competitive banking industry, IDFC First Bank’s success lies in its ability to deliver superior user experience. As a fast growing bank it relies on its internet connectivity to deliver this experience through a wide range of banking and financial services, including internet and mobile banking, to its customers across the country.
While the bank had built adequate redundancy in its network connectivity with a robust primary internet link as well as a secondary internet link to switch the traffic to in case of a failover, the lack of seamless failover posed a challenge to application availability.
According to Nitin Mhatre, IT Infrastructure Specialist, IDFC First Bank, though the shifting of traffic from the primary to secondary link was automatic, it would still take around 1-2 minutes to happen. This would lead to link fluctuation and outage, making the applications unavailable during the intervening period.
“As a bank, even 1-2 minutes failover time is not acceptable and can create huge repercussions. A minute’s downtime of the internet link can mean thousands of transactions getting declined and customers unable to access our internet and mobile banking services access to the applications is affected. Thus, hampering both customer experience and business. While redundancy was there in our network, 100% application availability was a challenge,” explains Mhatre.
Besides lack of seamless failover, IDFC Bank was also facing challenge around under-utilization of its secondary internet link. While the primary link was being utilized 70-80%, the secondary link was lying mostly idle to be utilized only once or twice in a month when the primary link went down. This was because the bank’s existing network setup allowed for only one link to be used at a time.
With approx. Rs. 15 Lakh spent annually on one 100 Mbps link, the bank was unable to achieve the return on the investment that it had made in the secondary link. While the bank could not reduce the bandwidth capacity on the secondary link as that would create performance issues, there was a need to improve its utilization.